Instant AML and KYC compliance solution for Zambia
Country Overview
Country Overview
Zambia is affiliated with the Financial Action Task Force (FATF) due to their membership with the Eastern and Southern Africa Anti-Money Laundering Group (ESAAMLG). The has implemented KYC/AML regulations in line with international standards.
Regulatory Overview
Regulatory Overview
KYC/AML regulations
AML/KYC regulations in Zambia are enforced by several regulators, including the:
- Bank of Zambia (BOZ)
- Financial Intelligence Centre (FIC)
The primary legislation governing KYC/AML in Zambia is the Financial Intelligence Centre Act of 2010.
Partner with Smile ID to ensure your business stays compliant with AML/KYC regulations in Zambia.
Data protection regulations
The Zambian Information and Communication Technology Authority (ZICTA) enforces national data protection laws under the Zambia Data Protection Act (ZDA).
Institutions must secure user consent before processing and transferring personal data, and users have the right to request the deletion of their personal data.
Accurately authenticate and onboard users in Zambia
Expand your business in Zambia with Smile ID. We help rapidly growing businesses maintain compliance, prevent fraud, and streamline their user verification processes effortlessly. Confidently verify Zambian users and prevent fraud for seamless onboarding:
Access to 2 ID government databases with over 13M+ ID records in Zambia.
Verify up to 8 ID types, including National ID, Banks accounts, TPIN, Voter ID, Driver’s License, Passports, Registration Certificates, and more.
De-biased models ensure 99.8% accuracy across all African skin tones.
Image capture SDKs optimised for low bandwidth and compatible with all software versions as old as Android 5.0.
Run global AML Check against over 1100 global sanctions, PEPs, and adverse media watchlists.
Enterprise-level security with ISO 27001 and SOC 2 Type 1 & 2 certifications.
Accurately verify up to 8 ID types in Zambia
We empower businesses with the flexibility to verify their user identity using any of the following ID documents. All we need is a document photo and a selfie.
Zambian Identity Card
A Zambian national ID card is necessary for various official purposes, such as opening a bank account, voting in elections, and accessing government services. Examples include National IDs, Consular IDs, and Diplomat IDs.
Zambian Travel Documents
Zambian travel documents include Border Crossing Documents, Refugee Documents, and Visas. Border Crossing Documents are issued to residents living near borders, allowing them to cross into neighbouring countries for short visits. Refugee Documents are provided to refugees residing in Zambia, granting them legal recognition and the ability to travel within and outside the country.
Zambian Passport
The Zambian passport is an official travel document issued by the government to its citizens for international travel. It includes the holder's photograph, personal details, and a unique passport number.
Zambian Registration Certificate
A Zambian registration certificate is issued to businesses and organisations operating within Zambia. It serves as proof of legal registration and compliance with Zambian business laws and regulations.
Verify Zambians using ID documents
Verifying users with ID documents and biometric face matching is one of the most reliable ways to determine a user's true identity. Our ID document verification solution checks that an ID document is authentic, accurately transcribes the text on the document and compares a user-submitted selfie to the document image.
Transcribes document text with 96% accuracy
Checks for accurate format
Identifies tampered and forged documents
Verifies security features
Scan your document
Our image capture tools guide users to take clear photos even with older devices.
Smile for a selfie
Ensure the real user is behind the camera with a smile to test for liveness.
Get real-time results
In a few seconds, you will confirm the document is authentic and belongs to the user behind the camera.
Comprehensive Identity verification (KYC/AML) solution in one place
Smile ID provides multiple options to verify and onboard your customers:
Document Verification: Verify over 8500 documents across 220 countries globally (including Zambia) with 96% OCR accuracy.
Government Check: Utilise our Enhanced & Biometric KYC products to verify customer information against 2 Zambian ID authority databases, accessing up to 13M+ ID records in Zambia.
Enhanced Document Verification: Add an extra layer of security with our enhanced document verification solution which combines government checks with document verification when onboarding customers.
Improve your security with advanced authentication solutions.
Smartselfie Authentication: Leverage 6 AI-powered anti-spoof models for liveliness checks, crucial for detecting fraud during logins and sensitive transactions. With a remarkable 99.8% accuracy rate for African faces, it ensures secure access to your system or service.
Integrate SmartSelfie Authentication into your multi-factor authentication system to accurately verify users' identities when they attempt to access your system or service.
Stop fraud in its tracks with Smile ID
AML Check: Instantly screens users against 1100+ global and African sanctions, PEP, and adverse media lists.
Duplicate Account: Prevent multiple account fraud by scanning previously registered faces in real-time with our Smile Secure product.
Integration options
Seamlessly integrate our solutions via API or no-code option with your existing infrastructure and automate your compliance. Available integration options include:
Smile Links: Flexible, no-code option for creating customised user verification flows
SDKs: iOs, Android, Hosted Web, Flutter, REACT Native
Server-to-server libraries: Ruby, Java, PHP, Python, node.js
Ready to get started?
We are equipped to help you level up your KYC/AML compliance stack. Our team is ready to understand your needs, answer questions, and set up your account.