Attribute

An attribute is any piece of information linked to an individual, and various types of attributes contribute to a comprehensive identity profile.

Types of Attributes

• Biographical Attributes: These include basic personal information like name, date of birth, address, and nationality.

• Credential-Based Attributes: These attributes involve government-issued IDs like passports, driver's licenses, or national identification numbers.

• Document-Based Attributes: This category encompasses information extracted from documents like utility bills, bank statements, or tax records.

• Behavioural Attributes: These attributes capture a user's online activity patterns, such as login location, device type, and purchase history.

The Importance of Attributes in Identity Verification 

• Enhanced Verification Accuracy: By leveraging a combination of different attribute types, your business can achieve a more robust and accurate assessment of user identity.

• Risk-Based Verification: The type and combination of attributes required for verification can be adjusted based on the perceived risk associated with a particular transaction. This allows for a more balanced approach, balancing security with user experience.

   

In various African markets access to traditional credit history might be less prevalent. Businesses may need to rely more heavily on alternative attributes, such as mobile phone data or utility bills, to establish user identity.

Check out all of Smile ID’s supported ID Documents across 226 countries worldwide with at least 3 ID types in all 54 African countries. 

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