Stay compliant and onboard customers faster in Morocco
Country overview
Country overview
Morocco is a member of the Financial Action Task Force (FAFT) and the Middle East and North Africa Financial Action Task Force (MENAFATF). Businesses looking to digitally onboard and verify customers in Morocco are expected to adhere to local and international KYC/AML regulations.
Regulatory overview
Regulatory overview
KYC/AML regulations
AML/KYC regulations in Morocco are enforced by a number of regulators including the
- Bank Al-Maghrib,
- Unité de Traitement du Renseignement Financier (UTRF)
The primary legislation governing KYC/AML in Morocco is the Law relating to the against terrorism and the suppression of money laundering.
Data protection regulations
The Commission Nationale de Protection des Données Personnelle (CNDP) enforces Morocco’s data protection laws which are encoded in Law No. 09-08 on the Protection of Individuals with Regard to the Processing of Personal Data.
Institutions are required to obtain users’ consent before processing and transferring personal data. Users are also entitled to the erasure of their personal data upon request.
Accurately verify users in Morocco
Stay compliant, prevent fraud and streamline your user verification process for customers across Africa with Smile ID. Verify users with confidence with:
The most extensive ID coverage on the continent
99.8% recognition accuracy for faces of all skin tones
A solution that is compatible with any device
Documents we verify in Morocco
Give users the flexibility to verify their identity using any of the following ID documents. All we need is a document photo and a selfie.
Morocco National Identity Card
The Morrocan Ministry of Interior issues national identity cards to citizens who are 18 years or older. This is the most widely accepted KYC document in the country
Morocco Passport
Passports issued by the Morrocan Ministry of Foreign Affairs and International Cooperation are acceptable KYC documents for onboarding users.
Morocco Driver’s License
Driver Licenses issued by the Ministry of Equipment, Transport, Logistics, and Water can be used to verify the identity of the holder
Verify Moroccans using ID documents
Verifying users with ID documents and biometric face matching is one of the most reliable ways to determine a user's true identity. Our ID document verification solution checks that an ID document is authentic, accurately transcribes the text on the document and compares a user-submitted selfie to the document image.
Transcribes document text with 96% accuracy
Checks for accurate format
Identifies tampered and forged documents
Verifies security features
Scan your document
Our image capture tool guides users to take clear photos even with older devices.
Smile for a selfie
We ensure a real user is behind the camera by asking them to smile to test for liveness.
Get real-time results
In a few seconds, we will confirm the document is authentic and belongs to the user.
Ready to get started?
We are equipped to help you level up your KYC/AML compliance stack. Our team is ready to understand your needs, answer questions, and set up your account.